Valley Educators Credit Union Rates

Savings Rates - Effective Monday, October 1, 2018
Account Type	APY	Minimum Deposit	Minimum Balance
CHECKING ACCOUNT	0.25%	$100	$1000
MONEY MARKET SHARES	0%	$2000	$2000
MONEY MARKET SHARES	0.1%	$2000	$10000
MONEY MARKET SHARES	0.15%	$2000	$25000
REGULAR SHARES-SAVINGS	0.1%	$25	$25
REGULAR SHARES-SAVINGS	0.1%	$25	$2000
MONEY MARKET CHECKING	0%	$2000	$2000
MONEY MARKET CHECKING	0.1%	$2000	$10000
MONEY MARKET CHECKING	0.25%	$2000	$25000
TRADITIONAL IRA	0.1%	$500	$0
ROTH IRA	0.1%	$500	$0
COVERDELL EDUCATION	0.1%	$500	$0
CHRISTMAS CLUB ACCT	0.2%	$10	$0
SUB SHARES	0.05%	$25	$0
SUB SHARES	0.1%	$25	$2000

Loan Rates - Effective Monday, July 7, 2025Loan Type Rates as low as Terms Terms & Information
2009-2010 Auto Loans »
					6.75%
					60 M
					Call us and we may be able to match
		
2020-2002 Used Vehicles »
					7.25%
					60 M
					Apply now for great rates!
		
2001 and older vehicles »
					9%
					48 M
					apply now for great rates!
		
Recreational Vehicles »
					8.74%
					60 M
					
		
Share/CD secured Loan »
					6%
					12 M
					Let your money work for you!
		
Signature loans »
					10.75%
					12 M
					Minimum loan is $500
		
First Mortgage Loans
					9.25%
					0 M
					Please call us to apply today!
		
Home Equity line of credit
					9.35%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					9.45%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					10.25%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					10.35%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					11.25%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					11.35%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					11.45%
					0 M
					We offer HELOC loans. Call us to apply
		
Home Equity line of credit
					9.25%
					0 M
					We offer HELOC loans. Call us to apply

Loan Rates - Effective Monday, July 7, 2025
Loan Type	Rates as low as	Terms	Terms & Information
2009-2010 Auto Loans »	6.75%	60 M	Call us and we may be able to match
2020-2002 Used Vehicles »	7.25%	60 M	Apply now for great rates!
2001 and older vehicles »	9%	48 M	apply now for great rates!
Recreational Vehicles »	8.74%	60 M
Share/CD secured Loan »	6%	12 M	Let your money work for you!
Signature loans »	10.75%	12 M	Minimum loan is $500
First Mortgage Loans	9.25%	0 M	Please call us to apply today!
Home Equity line of credit	9.35%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	9.45%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	10.25%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	10.35%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	11.25%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	11.35%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	11.45%	0 M	We offer HELOC loans. Call us to apply
Home Equity line of credit	9.25%	0 M	We offer HELOC loans. Call us to apply

Certificate Rates - Effective Monday, July 7, 2025
Certificate Term APY Minimum Deposit

% $